:root{--forest:#184d35;--ink:#242c28;--muted:#657069;--line:#e8ede9;--white:#fff;--header-height:88px;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--white);font-synthesis:none;text-rendering:optimizeLegibility}
*{box-sizing:border-box}body{margin:0}button,input{font:inherit}button,a,input{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a{color:inherit;text-decoration:none}button{color:inherit}button:focus-visible,a:focus-visible,input:focus-visible{outline:2px solid var(--forest);outline-offset:5px}button svg{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}button{border:0;background:none}body:has(dialog[open]){overflow:hidden}[hidden]{display:none!important}.skip-link{position:fixed;top:-80px;left:20px;z-index:100;padding:14px 20px;background:var(--forest);color:white;border-radius:4px}.skip-link:focus{top:15px}
.site-header{position:fixed;inset:0 0 auto;z-index:10;background:rgba(255,255,255,.97);border-bottom:1px solid transparent;transition:border-color .25s,box-shadow .25s;backdrop-filter:blur(12px)}.site-header.is-scrolled{border-color:var(--line);box-shadow:0 3px 18px #184d3505}.header-inner{height:var(--header-height);max-width:1440px;padding:0 5%;margin:auto;display:flex;align-items:center;gap:36px}.brand{display:flex;align-items:center;flex-shrink:0;width:174px}.brand img{display:block;width:100%;height:auto}.desktop-nav{display:flex;align-items:center;justify-content:flex-end;gap:clamp(18px,2.2vw,34px);margin-left:auto}.nav-link{font-size:14px;line-height:1.5;white-space:nowrap;position:relative;padding:12px 0}.nav-link::after{content:'';position:absolute;bottom:5px;left:0;width:100%;height:1px;background:var(--forest);transform:scaleX(0);transform-origin:left;transition:transform .2s}.nav-link:hover{color:var(--forest)}.nav-link:hover::after{transform:scaleX(1)}.header-actions{display:flex;gap:6px}.icon-button{width:44px;height:44px;display:inline-flex;align-items:center;justify-content:center;border-radius:50%;flex-shrink:0;transition:background .2s}.icon-button:hover{background:#f0f5f2;color:var(--forest)}.menu-toggle{display:none}.mobile-nav{padding:10px 6% 24px;border-bottom:1px solid var(--line);max-height:calc(100dvh - var(--header-height));overflow:auto}.mobile-nav .nav-link{display:block;font-size:18px;padding:16px 0;border-bottom:1px solid var(--line)}
main{padding-top:var(--header-height);outline:none;scroll-margin-top:var(--header-height)}.hero{min-height:calc(100svh - var(--header-height));display:grid;place-items:center;padding:70px 24px 120px}.hero-content{text-align:center;width:100%;will-change:opacity,transform}.hero-logo{width:min(640px,75vw);height:auto;display:block;margin:0 auto 36px}h1{font-size:clamp(30px,3.5vw,48px);font-weight:400;line-height:1.2;letter-spacing:-1.8px;margin:0 0 24px}.hero p{font-size:clamp(17px,1.5vw,20px);line-height:1.7;color:var(--muted);margin:0 auto;max-width:560px}.home-transition{height:32vh;max-height:280px}
dialog{border:1px solid var(--line);border-radius:16px;background:white;color:var(--ink);padding:30px;width:min(560px,calc(100% - 32px));max-height:85dvh;box-shadow:0 24px 90px #0b24152b}dialog::backdrop{background:#142b2259;backdrop-filter:blur(5px)}.dialog-heading{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:22px}.dialog-heading h2{font-size:24px;letter-spacing:-.6px;font-weight:500;margin:0}.search-dialog input{width:100%;padding:16px;border:1px solid #bac9bf;border-radius:7px;font-size:18px;background:#fff;color:var(--ink)}.search-label,.eyebrow{font-size:12px;letter-spacing:1.6px;color:var(--forest);font-weight:700}.search-label{margin:26px 0 10px}.search-result{display:flex;justify-content:space-between;align-items:center;padding:15px 8px;border-bottom:1px solid var(--line);font-size:16px}.search-result:hover{background:#f4f7f5;color:var(--forest)}.search-result span{color:var(--muted);font-size:13px}.empty-results{color:var(--muted);line-height:1.6}.section-dialog h2{font-size:36px;letter-spacing:-1px;color:var(--forest);margin:0 0 16px}.section-description{font-size:19px;line-height:1.5}.coming-soon{color:var(--muted);line-height:1.7;font-size:16px;border-top:1px solid var(--line);padding-top:22px;margin-top:28px}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}
@media(min-width:1600px){.hero-logo{width:710px}}
@media(max-width:1060px){:root{--header-height:76px}.header-inner{gap:20px}.desktop-nav{gap:18px}.brand{width:145px}.nav-link{font-size:13px}}
@media(max-width:900px){.desktop-nav{display:none}.header-actions{margin-left:auto}.menu-toggle{display:inline-flex}.header-inner{padding:0 5%}.brand{width:165px}.hero{padding-bottom:110px}.hero-logo{width:min(620px,85vw)}}
@media(max-width:520px){:root{--header-height:74px}.brand{width:145px}.header-inner{gap:12px}.hero{padding:60px 22px 115px}.hero-logo{width:100%;margin-bottom:30px}h1{font-size:31px;letter-spacing:-1px;margin-bottom:21px}.hero p{font-size:17px;max-width:310px;line-height:1.7}.desktop-break{display:none}dialog{padding:22px}.dialog-heading h2{font-size:21px}.search-result{gap:12px}.search-result span{font-size:12px}}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{transition:none!important;scroll-behavior:auto!important}.hero-content{opacity:1!important;transform:none!important;will-change:auto}}
.featured{max-width:1280px;margin:auto;padding:64px 5% 100px;border-top:1px solid var(--line);scroll-margin-top:110px}.section-intro{max-width:650px;margin-bottom:28px}.section-intro h2{font-size:clamp(32px,4vw,48px);letter-spacing:-1.5px;font-weight:400;margin:16px 0}.section-intro>p:last-child{font-size:18px;line-height:1.6;color:var(--muted)}.article-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.article-card{border:1px solid var(--line);border-radius:12px;padding:28px;display:flex;flex-direction:column;background:#fff;transition:border-color .2s}.article-card:hover{border-color:#8ba394}.card-top{display:flex;justify-content:space-between;gap:12px;font-size:13px;color:var(--forest)}.article-card h3{font-size:24px;line-height:1.35;letter-spacing:-.6px;margin:24px 0 14px}.article-card p{font-size:16px;line-height:1.65;color:var(--muted);margin:0 0 26px}.read-link{margin-top:auto;color:var(--forest);font-size:15px;font-weight:600;display:flex;justify-content:space-between}.draft-note{background:#f3f6f4;border-left:3px solid #8ba394;padding:15px 18px;font-size:14px;line-height:1.7;margin:24px 0;color:#425248}.draft-note a{text-decoration:underline}.site-footer{max-width:1280px;margin:auto;padding:30px 5%;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:20px;font-size:14px;color:var(--muted)}.site-footer a{text-decoration:underline}.reading-main{padding-top:calc(var(--header-height) + 48px)}.reading{max-width:780px;margin:auto;padding:0 26px 70px}.back-link{display:inline-block;font-size:14px;color:var(--forest);margin-bottom:36px}.reading h1{font-size:clamp(32px,4.2vw,52px);line-height:1.17;letter-spacing:-1.5px;font-weight:500;margin:18px 0 24px}.article-meta{font-size:14px;color:var(--muted);line-height:1.6}.prose{font-size:18px;line-height:1.85}.prose p{margin:22px 0}.prose h2,.related h2{font-size:27px;line-height:1.35;letter-spacing:-.65px;font-weight:500;margin:44px 0 18px;color:var(--forest)}.prose a,.related a{color:var(--forest);text-decoration:underline;text-underline-offset:3px}.prose ul{padding-left:24px}.prose li{margin:12px 0}.prose table{width:100%;border-collapse:collapse;font-size:15px;line-height:1.5;margin:28px 0}.prose th,.prose td{padding:12px 9px;border-bottom:1px solid var(--line);text-align:left}.prose th{background:#f3f6f4;font-weight:600}.article-scope{font-size:14px;line-height:1.7;color:var(--muted);padding:25px 0;border-top:1px solid var(--line);margin-top:38px}.related{font-size:17px;line-height:1.6}.related li{margin:14px 0}.search-result{gap:14px}.search-result span{flex-shrink:0}
@media(max-width:1000px){.article-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:700px){.article-grid{grid-template-columns:1fr}.featured{padding:44px 6% 60px}.article-card{padding:24px}.site-footer{flex-direction:column}.reading{padding:0 22px 48px}.prose{font-size:17px}.prose table{font-size:12px}.prose th,.prose td{padding:10px 5px}.prose h2{font-size:24px}.search-result{font-size:15px}}
.tools-preview{min-height:540px;background:var(--forest);color:#fff;display:grid;grid-template-columns:minmax(280px,1fr) minmax(360px,.9fr);gap:80px;align-items:center;padding:92px max(5%,calc((100vw - 1280px)/2));overflow:hidden}.tools-preview-copy{max-width:540px}.tools-preview .eyebrow{color:#d9e7b8}.tools-preview h2{font-size:clamp(38px,4.5vw,64px);line-height:1.04;letter-spacing:-2.4px;font-weight:400;margin:18px 0}.tools-preview p:not(.eyebrow){font-size:19px;line-height:1.65;color:#dce8e0;margin:0 0 28px}.tool-cta{display:inline-flex;align-items:center;gap:20px;border-bottom:1px solid #d9e7b8;padding:0 0 9px;color:#fff;font-size:16px}.tool-cta span{color:#d9e7b8}.tools-preview-figure{height:290px;position:relative;border-bottom:1px solid #668879;border-left:1px solid #668879}.preview-line{position:absolute;height:2px;background:#d9e7b8;transform-origin:left;left:0}.preview-line-one{width:39%;bottom:52px;transform:rotate(-17deg)}.preview-line-two{width:34%;bottom:150px;left:37%;transform:rotate(-45deg)}.preview-line-three{width:28%;bottom:245px;left:67%;transform:rotate(-28deg)}.preview-dot{position:absolute;width:12px;height:12px;border-radius:50%;background:#d9e7b8}.preview-dot-one{bottom:44px;left:36%}.preview-dot-two{bottom:144px;left:66%}.preview-dot-three{bottom:235px;right:4%}.preview-label{position:absolute;right:0;bottom:-28px;font-size:11px;letter-spacing:1.5px;color:#d9e7b8}.tool-page-head{max-width:1280px;margin:0 auto;padding:12px 5% 60px;display:flex;align-items:end;justify-content:space-between;gap:40px}.tool-page-head>div{max-width:680px}.tool-page-head h1{font-size:clamp(42px,5vw,70px);font-weight:400;line-height:1.05;letter-spacing:-2.6px;margin:18px 0}.tool-page-head p:not(.eyebrow){font-size:19px;line-height:1.65;color:var(--muted);margin:0}.tool-article-link{font-size:15px;color:var(--forest);text-decoration:underline;text-underline-offset:4px;white-space:nowrap}.calculator-shell{background:#184d35;display:grid;grid-template-columns:minmax(0,1.04fr) minmax(0,.96fr);max-width:1280px;margin:0 auto;border-radius:18px;overflow:hidden}.calculator-panel{padding:54px;background:#184d35;color:#fff}.calculator-heading{margin-bottom:40px}.calculator-heading .eyebrow,.result-heading .eyebrow{color:#d9e7b8}.calculator-heading h2{font-size:37px;font-weight:400;letter-spacing:-1.3px;margin:14px 0}.calculator-heading p:last-child{color:#dce8e0;font-size:16px;line-height:1.6;max-width:400px}.input-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px 18px}.input-grid label{font-size:15px;line-height:1.4;display:block}.input-grid label>span{display:block;color:#c0d1c6;font-size:12px;margin:5px 0 9px}.amount-input,.percent-input,.year-input{border-bottom:1px solid #769487;display:flex;align-items:center;gap:8px;padding:8px 0}.amount-input span,.percent-input span,.year-input span{color:#d9e7b8;font-size:16px}.amount-input input,.percent-input input,.year-input input{background:transparent;color:white;border:0;outline:0;width:100%;font-size:24px;font-variant-numeric:tabular-nums}.year-input input{width:72px}.input-grid input:focus-visible{outline:2px solid #d9e7b8;outline-offset:5px}.scenario-picks{padding:26px 0 0;border:0;margin:22px 0 0}.scenario-picks legend{font-size:12px;letter-spacing:1.4px;color:#d9e7b8;padding:0 0 12px}.scenario-picks div{display:flex;flex-wrap:wrap;gap:8px}.scenario-picks button{color:#dce8e0;border:1px solid #668879;border-radius:999px;padding:9px 13px;font-size:13px}.scenario-picks button:hover,.scenario-picks button.is-selected{background:#d9e7b8;color:#173c2a;border-color:#d9e7b8}.form-error{color:#ffe1cc;font-size:14px;line-height:1.5;margin:18px 0 0}.result-panel{background:#d9e7b8;color:#173c2a;padding:54px;display:flex;flex-direction:column;min-height:560px}.result-heading{display:flex;align-items:center;justify-content:space-between;gap:14px}.result-period{font-size:13px;margin:0;color:#466758}.result-label{font-size:14px;margin:54px 0 6px;color:#466758}.ending-value{display:block;font-size:clamp(43px,5vw,66px);letter-spacing:-3px;line-height:1;font-variant-numeric:tabular-nums}.result-breakdown{display:flex;gap:32px;margin:28px 0 26px}.result-breakdown div{display:grid;gap:5px}.result-breakdown span{font-size:12px;color:#466758}.result-breakdown strong{font-size:16px;font-weight:500;font-variant-numeric:tabular-nums}.projection-chart{margin-top:auto;min-height:210px;border-bottom:1px solid #91a97e;position:relative;padding-bottom:24px}.projection-chart svg{width:100%;height:210px;display:block}.chart-axis{display:flex;justify-content:space-between;font-size:12px;color:#466758;position:absolute;left:0;right:0;bottom:0}.tool-disclaimer{font-size:12px;line-height:1.55;color:#466758;margin:25px 0 0}.tool-roadmap{max-width:1280px;margin:0 auto;padding:96px 5% 110px}.tool-roadmap h2{font-weight:400;font-size:clamp(32px,3.5vw,48px);letter-spacing:-1.4px;margin:16px 0 35px}.tool-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.tool-card-grid article{border-top:1px solid #becdc3;padding-top:20px}.tool-card-grid span{font-size:13px;color:var(--forest)}.tool-card-grid h3{font-size:24px;font-weight:500;letter-spacing:-.6px;margin:18px 0 10px}.tool-card-grid p{font-size:16px;line-height:1.6;color:var(--muted);margin:0}
@media(max-width:800px){.tools-preview{grid-template-columns:1fr;padding:70px 6%;gap:70px}.tools-preview-figure{height:230px}.preview-line-one{bottom:45px}.preview-line-two{bottom:126px}.preview-line-three{bottom:208px}.preview-dot-one{bottom:38px}.preview-dot-two{bottom:120px}.preview-dot-three{bottom:199px}.tool-page-head{padding:8px 6% 45px;display:block}.tool-article-link{display:inline-block;margin-top:26px;white-space:normal}.calculator-shell{margin:0;border-radius:0;grid-template-columns:1fr}.calculator-panel,.result-panel{padding:40px 6%}.result-panel{min-height:500px}.tool-roadmap{padding:64px 6%}.tool-card-grid{grid-template-columns:1fr;gap:34px}.result-label{margin-top:38px}}
@media(max-width:460px){.input-grid{grid-template-columns:1fr}.calculator-heading h2{font-size:32px}.result-breakdown{gap:18px;flex-direction:column}.result-panel{min-height:540px}.ending-value{letter-spacing:-2px}.tools-preview h2{letter-spacing:-1.8px}}
.savings-tool{max-width:1280px;margin:0 auto;padding:112px 5% 20px}.savings-tool-intro{max-width:690px;margin-bottom:38px}.savings-tool h2{font-size:clamp(38px,4.6vw,62px);font-weight:400;line-height:1.05;letter-spacing:-2px;margin:16px 0}.savings-tool-intro>p:last-child{font-size:18px;line-height:1.65;color:var(--muted);margin:0}.savings-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);border:1px solid #cad7cf;border-radius:18px;overflow:hidden}.savings-form{background:#eff4f0;padding:50px}.savings-inputs{display:grid;grid-template-columns:1fr 1fr;gap:28px 20px}.savings-inputs label{font-size:15px;line-height:1.4;display:block}.savings-inputs label>span{display:block;color:var(--muted);font-size:12px;line-height:1.45;margin:6px 0 10px}.savings-target-field{grid-column:span 2}.savings-number{display:flex;align-items:center;gap:8px;border-bottom:1px solid #9eb1a4;padding:9px 0}.savings-number span{color:var(--forest);font-size:16px}.savings-number input{min-width:0;width:100%;border:0;outline:0;background:transparent;font-size:23px;color:var(--ink);font-variant-numeric:tabular-nums}.savings-number input:focus-visible{outline:2px solid var(--forest);outline-offset:5px}.savings-error{color:#9d3f20}.savings-results{background:var(--forest);color:#fff;padding:50px;display:flex;flex-direction:column;min-height:510px}.savings-results .eyebrow{color:#d9e7b8;margin:0}.savings-result-label{color:#dce8e0;font-size:14px;margin:50px 0 7px}.savings-time{display:block;font-size:clamp(42px,4.8vw,64px);font-variant-numeric:tabular-nums;letter-spacing:-2.8px;line-height:1.04}.savings-date{font-size:14px;line-height:1.5;color:#c7d8ce;margin:13px 0 42px}.savings-progress-wrap{margin-top:auto}.savings-progress-copy{display:flex;justify-content:space-between;gap:14px;align-items:baseline;font-size:13px;color:#c7d8ce;margin-bottom:10px}.savings-progress-copy strong{font-weight:500;color:#fff;font-variant-numeric:tabular-nums}.savings-progress-track{height:7px;background:#416957;position:relative;overflow:hidden}.savings-progress-track span{display:block;height:100%;width:20%;background:#d9e7b8;transition:width .2s ease}.savings-summary{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:28px;padding-top:21px;border-top:1px solid #5a7b6a}.savings-summary div{display:grid;gap:6px}.savings-summary span{font-size:12px;line-height:1.4;color:#c7d8ce}.savings-summary strong{font-size:16px;font-weight:500;font-variant-numeric:tabular-nums}.savings-note{font-size:12px;line-height:1.55;color:#c7d8ce;margin:30px 0 0}.tool-roadmap .tool-card-grid{grid-template-columns:repeat(2,1fr);max-width:820px}
@media(max-width:800px){.savings-tool{padding:76px 0 8px}.savings-tool-intro{padding:0 6%;margin-bottom:30px}.savings-layout{border-radius:0;border-left:0;border-right:0;grid-template-columns:1fr}.savings-form,.savings-results{padding:40px 6%}.savings-results{min-height:480px}.tool-roadmap .tool-card-grid{grid-template-columns:1fr}}
@media(max-width:460px){.savings-inputs{grid-template-columns:1fr}.savings-target-field{grid-column:auto}.savings-summary{grid-template-columns:1fr;gap:18px}.savings-result-label{margin-top:36px}.savings-date{margin-bottom:36px}.savings-progress-copy{align-items:flex-start;flex-direction:column;gap:4px}}
.loan-tool{max-width:1280px;margin:0 auto;padding:112px 5% 12px}.loan-tool-intro{max-width:650px;margin-bottom:38px}.loan-tool h2{font-size:clamp(38px,4.6vw,62px);font-weight:400;line-height:1.05;letter-spacing:-2px;margin:16px 0}.loan-tool-intro>p:last-child{font-size:18px;line-height:1.65;color:var(--muted);margin:0}.loan-layout{display:grid;grid-template-columns:minmax(0,1.06fr) minmax(0,.94fr);border:1px solid #cad7cf;border-radius:18px;overflow:hidden}.loan-results{background:#232e28;color:#fff;padding:50px;min-height:510px;display:flex;flex-direction:column}.loan-result-head{display:flex;justify-content:space-between;gap:16px;align-items:baseline}.loan-result-head .eyebrow{color:#d9e7b8;margin:0}.loan-result-head>span{font-size:13px;color:#c7d8ce}.loan-result-label{font-size:14px;color:#c7d8ce;margin:50px 0 7px}.loan-payment{display:block;font-size:clamp(44px,5vw,66px);letter-spacing:-3px;line-height:1;font-variant-numeric:tabular-nums}.loan-stacked-bar{height:11px;background:#53725f;display:flex;margin:42px 0 12px;overflow:hidden}.loan-stacked-bar span{display:block;height:100%;transition:width .2s ease}.loan-stacked-bar #loan-principal-bar{background:#d9e7b8}.loan-stacked-bar #loan-interest-bar{background:#93b6a1}.loan-legend{display:flex;gap:20px;flex-wrap:wrap;font-size:12px;color:#c7d8ce}.loan-legend span{display:flex;align-items:center;gap:7px}.loan-legend i{width:9px;height:9px;display:inline-block}.principal-key{background:#d9e7b8}.interest-key{background:#93b6a1}.loan-breakdown{display:grid;grid-template-columns:1fr 1fr;gap:20px;border-top:1px solid #597563;margin:30px 0 0;padding:20px 0 0}.loan-breakdown div{display:grid;gap:6px}.loan-breakdown dt{font-size:12px;color:#c7d8ce}.loan-breakdown dd{font-size:17px;font-weight:500;margin:0;font-variant-numeric:tabular-nums}.loan-note{font-size:12px;line-height:1.55;color:#c7d8ce;margin:auto 0 0;padding-top:30px}.loan-form{padding:50px;background:#fff}.loan-form-heading .eyebrow{margin:0}.loan-form-heading>p:last-child{font-size:15px;line-height:1.55;color:var(--muted);margin:10px 0 34px}.loan-inputs{display:grid;gap:28px}.loan-inputs label{font-size:15px;line-height:1.4}.loan-input{display:flex;align-items:center;gap:8px;border-bottom:1px solid #9eb1a4;padding:9px 0;margin-top:8px}.loan-input span{font-size:16px;color:var(--forest)}.loan-input input{min-width:0;width:100%;font-size:24px;color:var(--ink);font-variant-numeric:tabular-nums;background:transparent;border:0;outline:0}.loan-input input:focus-visible{outline:2px solid var(--forest);outline-offset:5px}.loan-error{color:#9d3f20}.loan-tip{font-size:13px;line-height:1.6;color:var(--muted);border-top:1px solid var(--line);padding-top:20px;margin:36px 0 0}
@media(max-width:800px){.loan-tool{padding:76px 0 8px}.loan-tool-intro{padding:0 6%;margin-bottom:30px}.loan-layout{grid-template-columns:1fr;border-radius:0;border-left:0;border-right:0}.loan-results,.loan-form{padding:40px 6%}.loan-results{min-height:480px}}
@media(max-width:460px){.loan-result-head{align-items:flex-start;flex-direction:column;gap:8px}.loan-result-label{margin-top:34px}.loan-breakdown{grid-template-columns:1fr;gap:16px}.loan-stacked-bar{margin-top:34px}}
.real-return-tool{max-width:1280px;margin:0 auto;padding:112px 5% 110px}.real-return-intro{max-width:680px;margin-bottom:38px}.real-return-tool h2{font-size:clamp(38px,4.6vw,62px);font-weight:400;line-height:1.05;letter-spacing:-2px;margin:16px 0}.real-return-intro>p:last-child{font-size:18px;line-height:1.65;color:var(--muted);margin:0}.real-return-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);border:1px solid #cbd6d1;border-radius:18px;overflow:hidden}.real-return-form{padding:50px;background:#f4f7f5}.real-return-controls{display:grid;grid-template-columns:1fr 1fr;gap:26px 20px}.real-return-controls label{font-size:15px;line-height:1.4;display:block}.real-return-controls label:first-child{grid-column:span 2}.real-return-controls select{display:block;width:100%;margin-top:9px;padding:13px 36px 13px 13px;border:1px solid #9eb1a4;border-radius:4px;background:#fff;color:var(--ink);font:inherit}.real-input{display:flex;align-items:center;gap:8px;border-bottom:1px solid #9eb1a4;padding:9px 0;margin-top:8px}.real-input span{font-size:15px;color:var(--forest)}.real-input input{min-width:0;width:100%;font-size:24px;color:var(--ink);font-variant-numeric:tabular-nums;background:transparent;border:0;outline:0}.real-input input:focus-visible,.real-return-controls select:focus-visible{outline:2px solid var(--forest);outline-offset:5px}.real-return-error{color:#9d3f20}.inflation-reference{display:grid;grid-template-columns:130px 1fr;gap:24px;border-top:1px solid #b8c8be;border-bottom:1px solid #b8c8be;margin-top:42px;padding:24px 0}.inflation-reference .eyebrow{margin:0 0 7px}.reference-rate{display:block;font-size:36px;line-height:1;letter-spacing:-1.4px;color:var(--forest);font-variant-numeric:tabular-nums}.inflation-reference p:not(.eyebrow){font-size:14px;line-height:1.5;color:var(--muted);margin:0 0 4px}.inflation-reference a{display:inline-block;margin-top:8px;font-size:13px;color:var(--forest);text-decoration:underline;text-underline-offset:3px}.real-return-tip{font-size:12px;line-height:1.6;color:var(--muted);margin:23px 0 0}.real-return-results{background:#1d2a30;color:#fff;padding:50px;display:flex;flex-direction:column;min-height:545px}.real-return-results .eyebrow{color:#b7ddd9;margin:0}.real-return-label{font-size:14px;color:#c4d5d6;margin:48px 0 7px}.real-return-rate{display:block;font-size:clamp(44px,5vw,66px);letter-spacing:-3px;line-height:1;font-variant-numeric:tabular-nums}.real-return-message{font-size:15px;line-height:1.5;color:#d8e6e6;margin:15px 0 0}.real-return-rule{height:1px;background:#526b70;margin:43px 0 24px}.real-return-summary{display:grid;gap:20px}.real-return-summary div{display:grid;gap:6px}.real-return-summary span{font-size:12px;color:#b8ced0}.real-return-summary strong{font-size:19px;font-weight:500;font-variant-numeric:tabular-nums}.real-return-note{font-size:12px;line-height:1.6;color:#b8ced0;margin:auto 0 0;padding-top:30px}
@media(max-width:800px){.real-return-tool{padding:76px 0}.real-return-intro{padding:0 6%;margin-bottom:30px}.real-return-layout{grid-template-columns:1fr;border-left:0;border-right:0;border-radius:0}.real-return-form,.real-return-results{padding:40px 6%}.real-return-results{min-height:480px}}
@media(max-width:460px){.real-return-controls{grid-template-columns:1fr}.real-return-controls label:first-child{grid-column:auto}.inflation-reference{grid-template-columns:1fr;gap:16px}.real-return-label{margin-top:36px}}
.home-tool-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:#668879;border:1px solid #668879}.home-tool-grid a{min-height:170px;padding:23px;background:#184d35;color:#fff;display:flex;flex-direction:column;transition:background .2s}.home-tool-grid a:hover{background:#245c41}.home-tool-grid span{font-size:12px;letter-spacing:1.5px;color:#d9e7b8}.home-tool-grid strong{font-size:21px;font-weight:500;letter-spacing:-.45px;line-height:1.25;margin:22px 0 8px}.home-tool-grid em{font-size:14px;font-style:normal;line-height:1.5;color:#dce8e0}.article-card-primary{background:#f3f6f4;border-color:#bfd0c4}.article-card-primary h3{font-size:28px;color:var(--forest)}
@media(min-width:1001px){.article-card-primary{grid-column:span 2}}
@media(max-width:800px){.home-tool-grid{width:100%}.home-tool-grid a{min-height:150px}}
@media(max-width:520px){.home-tool-grid{grid-template-columns:1fr}.home-tool-grid a{min-height:auto;padding:22px}.home-tool-grid strong{margin:17px 0 7px}}
.calculator-callout{margin:38px 0;padding:28px 30px;border:1px solid #668879;border-radius:14px;background:#184d35;color:#fff;position:relative;overflow:hidden}.calculator-callout:after{content:"";position:absolute;width:180px;height:180px;border:1px solid rgba(217,231,184,.35);border-radius:50%;right:-68px;top:-96px}.calculator-callout-kicker{position:relative;z-index:1;margin:0!important;font-size:11px;line-height:1.4;letter-spacing:1.35px;font-weight:600;color:#d9e7b8}.calculator-callout strong{position:relative;z-index:1;display:block;max-width:480px;margin:16px 0 8px;font-size:27px;line-height:1.16;letter-spacing:-.7px;font-weight:500}.prose .calculator-callout>p:not(.calculator-callout-kicker){position:relative;z-index:1;max-width:550px;margin:0!important;color:#dce8e0;font-size:16px;line-height:1.6}.prose .calculator-callout a{position:relative;z-index:1;display:inline-flex;align-items:center;gap:24px;margin-top:24px;padding:11px 0 8px;border-bottom:1px solid #d9e7b8;color:#fff;text-decoration:none;font-size:15px;font-weight:600}.calculator-callout a span{color:#d9e7b8;font-size:19px;transition:transform .2s ease}.calculator-callout a:hover span{transform:translateX(4px)}.calculator-callout--loan{background:#232e28}.calculator-callout--real{background:#1d2a30;border-color:#526b70}.calculator-callout--real:after{border-color:rgba(183,221,217,.32)}.calculator-callout--real .calculator-callout-kicker,.calculator-callout--real a span{color:#b7ddd9}@media(max-width:700px){.calculator-callout{margin:30px 0;padding:24px 22px;border-radius:10px}.calculator-callout strong{font-size:24px}.prose .calculator-callout>p:not(.calculator-callout-kicker){font-size:15px}.prose .calculator-callout a{margin-top:21px}}
.category-hero{max-width:1280px;margin:0 auto;padding:10px 5% 72px;border-bottom:1px solid var(--line)}.category-hero .back-link{margin-bottom:64px}.category-hero .eyebrow{margin:0}.category-hero h1{max-width:760px;font-size:clamp(48px,6vw,82px);font-weight:400;line-height:1;letter-spacing:-3px;margin:18px 0 24px}.category-hero>p:not(.eyebrow){max-width:620px;color:var(--muted);font-size:19px;line-height:1.65;margin:0}.category-hero>span{display:inline-block;margin-top:36px;padding-top:12px;border-top:1px solid #8ba394;color:var(--forest);font-size:14px}.category-guides{max-width:1280px;margin:0 auto;padding:62px 5% 100px}.article-category-link{display:inline-block;font-size:13px;line-height:1.4;letter-spacing:1.3px;font-weight:600;color:var(--forest);text-transform:uppercase;margin-bottom:18px}.article-category-link:hover{text-decoration:underline;text-underline-offset:4px}@media(max-width:700px){.category-hero{padding:8px 6% 50px}.category-hero .back-link{margin-bottom:48px}.category-hero h1{letter-spacing:-2px}.category-hero>p:not(.eyebrow){font-size:17px}.category-guides{padding:44px 6% 64px}}
.author-profile{max-width:860px}.author-hero{display:grid;grid-template-columns:190px minmax(0,1fr);gap:34px;align-items:center;margin:0 0 40px;padding-bottom:36px;border-bottom:1px solid var(--line)}.author-hero img{display:block;width:190px;height:190px;object-fit:cover;border-radius:50%;filter:grayscale(1)}.author-hero .eyebrow{margin:0}.author-hero h1{margin:11px 0 10px}.author-role{margin:0!important;color:var(--forest);font-size:20px!important;line-height:1.4}.author-meta{margin:8px 0 0!important;color:var(--muted);font-size:15px!important;line-height:1.5}.author-instagram{display:inline-flex;gap:12px;align-items:center;margin-top:18px;color:var(--forest);font-size:14px;font-weight:600;border-bottom:1px solid #8ba394;padding-bottom:5px;text-decoration:none!important}.author-articles{list-style:none;padding:0!important}.author-articles li{display:flex;justify-content:space-between;gap:18px;border-bottom:1px solid var(--line);padding:15px 0;margin:0!important}.author-articles span{flex-shrink:0;color:var(--muted);font-size:13px}@media(max-width:560px){.author-hero{grid-template-columns:1fr;gap:22px}.author-hero img{width:132px;height:132px}.author-articles li{display:grid;gap:5px}.author-articles span{font-size:12px}}
/* Movimiento y lectura guiada */
.market-ticker{position:sticky;top:86px;z-index:19;height:45px;padding:0 5%;border-bottom:1px solid var(--line);background:#fff;overflow:hidden}.tradingview-widget-container{min-width:0;width:100%;height:44px;overflow:hidden}.tradingview-widget-container__widget{width:100%;height:44px}.all-guides-link{display:inline-flex;align-items:center;gap:12px;margin-top:32px;color:var(--forest);font-weight:700;border-bottom:1px solid #8ba394;padding-bottom:5px}.article-card,.news-card,.home-tool-grid a{transition:transform .28s ease,box-shadow .28s ease,background .25s ease}.article-card:hover,.news-card:hover,.home-tool-grid a:hover{transform:translateY(-5px);box-shadow:0 16px 35px rgba(24,77,53,.09)}.will-reveal{opacity:0;transform:translateY(20px);transition:opacity .56s ease var(--reveal-delay,0ms),transform .56s cubic-bezier(.2,.7,.2,1) var(--reveal-delay,0ms)}.will-reveal.is-visible{opacity:1;transform:translateY(0)}.reading-progress{position:fixed;z-index:30;left:0;right:0;top:86px;height:3px;background:transparent;pointer-events:none}.reading-progress span{display:block;height:100%;background:#b7ddd9;transform:scaleX(0);transform-origin:left}.reading-layout{max-width:1080px;margin:0 auto;padding:0 26px 86px;display:grid;grid-template-columns:minmax(0,790px) 190px;gap:62px;align-items:start}.reading-layout .reading{max-width:none;margin:0;padding:0}.article-toc{position:sticky;top:128px;border-left:1px solid var(--line);padding-left:18px;margin-top:145px}.article-toc p{font-size:11px;letter-spacing:1.2px;font-weight:700;color:#426152;margin:0 0 15px}.article-toc ol{list-style:none;margin:0;padding:0;display:grid;gap:11px}.article-toc a{font-size:13px;line-height:1.4;color:#627167}.article-toc a:hover{color:var(--forest)}.article-author-card{display:flex;gap:17px;align-items:center;margin:38px 0 20px;padding:19px;border:1px solid #d3ddd6;background:#f6f8f6}.article-author-card img{width:64px;height:64px;object-fit:cover;border-radius:50%;filter:grayscale(1)}.article-author-card div{display:grid;gap:4px}.article-author-card p{margin:0;color:#56705f;font-size:10px;letter-spacing:1px;font-weight:700}.article-author-card strong{font-size:17px;font-weight:600}.article-author-card span{font-size:13px;color:var(--muted);line-height:1.4}.article-author-card a{color:var(--forest);font-size:13px;font-weight:600;margin-top:2px}.article-next-step{margin:18px 0 42px;padding:23px 25px;background:#184d35;color:#fff;display:grid;gap:8px}.article-next-step p{margin:0;color:#d9e7b8;font-size:11px;letter-spacing:1.1px;font-weight:700}.article-next-step strong{font-size:20px;font-weight:500}.article-next-step a{color:#fff;font-size:14px;font-weight:700;margin-top:4px}.article-next-step a span{color:#d9e7b8;margin-left:7px}@media(max-width:900px){.reading-layout{display:block;padding:0 26px 70px}.article-toc{display:none}.reading-progress{top:75px}.market-ticker{top:74px;padding:0 6%}}@media(prefers-reduced-motion:reduce){.article-card,.news-card,.home-tool-grid a{transition:none}.will-reveal{opacity:1;transform:none;transition:none}}
.site-footer{max-width:none;margin:0;padding:0;background:#173c2a;color:#e9f0e9;border:0}.footer-main{max-width:1280px;margin:0 auto;padding:55px 5% 42px;display:grid;grid-template-columns:1.1fr 1.5fr .75fr;gap:46px;border-bottom:1px solid rgba(217,231,184,.23)}.footer-brand{color:#fff;font-size:25px;font-weight:700;letter-spacing:-.6px}.footer-main p{margin:10px 0 0;color:#c4d5c8;font-size:14px}.footer-links{display:grid;grid-template-columns:repeat(2,max-content);gap:13px 38px}.footer-links a{color:#dce8e0;font-size:14px}.footer-links a:hover,.footer-brand:hover{color:#d9e7b8}.footer-socials>p{margin:0 0 13px;text-transform:uppercase;color:#b7ddd9;font-size:10px;font-weight:700;letter-spacing:1.2px}.footer-socials>div{display:flex;flex-wrap:wrap;gap:8px}.footer-socials span{display:inline-flex;border:1px solid rgba(217,231,184,.45);padding:7px 9px;color:#dce8e0;font-size:12px;cursor:default}.footer-disclaimer{max-width:1280px;margin:0 auto;padding:25px 5%;display:grid;grid-template-columns:1fr 1fr;gap:38px;border-bottom:1px solid rgba(217,231,184,.16)}.footer-disclaimer p{margin:0;color:#b7c9bc;font-size:12px;line-height:1.65}.footer-disclaimer strong{color:#e9f0e9}.footer-bottom{max-width:1280px;margin:0 auto!important;padding:18px 5% 22px;color:#91aa99!important;font-size:11px!important}@media(max-width:800px){.footer-main{grid-template-columns:1fr;gap:28px;padding:42px 6% 33px}.footer-links{grid-template-columns:repeat(2,max-content);gap:13px 26px}.footer-disclaimer{grid-template-columns:1fr;gap:16px;padding:22px 6%}.footer-bottom{padding:17px 6% 20px}}